It’s a good idea. Those who stay-at-home provide all kinds of unpaid work to keep a household running. If something were to happen to a stay-at-home partner, it can be expensive to hire external help for things like child care, driving, cooking, cleaning, and managing household finances. It’s a wise decision to insure both adults in your household, regardless of whether they bring in income.
Want to learn more? Here’s a blog post on 3 reasons why stay-at-home parents need life insurance.