Ladder works with established carriers to offer coverage. Our policies are issued by highly-rated insurers dedicated to supporting families and paying on claims. If anything happens to Ladder, your policy will remain active and, if needed, a claim will be paid out.
Ladder also has a 4.7/5 star rating on Trustpilot, where you can read customer reviews.
Our policies are issued by the following carriers:
- Amica Life Insurance Company, Lincoln, RI
- Fidelity Security Life Insurance Company®, Kansas City, MO
- S.USA Life Insurance Company, Roanoke, VA
Amica Life Insurance Company has been rated A+ (Superior) affirmed March 7, 2025, Fidelity Security Life Insurance Company® has been rated A (Excellent), and S.USA Life Insurance Company, Inc. has been rated A- (Excellent) based on an analysis of financial position and operating performance by A.M. Best Company, an independent analyst of the insurance industry. For the latest rating, access www.ambest.com. A+ is the second highest rating of 13.