Get started

How can we help?

Life insurance basics

What length term is right for me?
How much coverage should I get?
What’s unique about Ladder’s approach?
Do people who stay-at-home need life insurance?
Is my life insurance through work enough?
What is term life insurance?

Which best describes you?

I'm filling out an application
I'm curious about Ladder
I'm already a customer
I'm curious about life insurance
I want to know about labs
Something else

Can't find your answer?

We're happy to help you resolve your question.

Learn

Start an application
Life insurance guide
Insurance calculator
FAQs

About

About us
Contact us
Careers
Blog
Claims

More

Log in
Ladder API
Ladder for advisors
Ladder for affiliates
Ladder for agents
Ladder @ Work

Follow

Terms
|
Licenses
|
Privacy
|
Accessibility

Ladder Insurance Services, LLC (CA license 0K22568; AR license 3000140372) offers term life insurance policies: (i) in California, on behalf of its affiliate, Ladder Life Insurance Company, Palo Alto, CA (policy form number P-LL100CA); (ii) in New York, on behalf of Allianz Life Insurance Company of New York, New York, NY (policy form number MN-26); (iii) in the District of Columbia and all states except New York on behalf of Amica Life Insurance Company, Lincoln, RI (policy form number ICC23P-AM100 and P-AM100); (iv) Fidelity Security Life Insurance Company®, Kansas City, MO in the District of Columbia and all states except California and New York (policy form number ICC23-M-1069 and M-1069, varies by state); and (v) in the District of Columbia and all states except Connecticut and New York on behalf of S.USA Life Insurance Company, Inc., Roanoke, VA (policy form number ICC23P-PL100 and P-PL100), a Prosperity Life Group company. Only Allianz Life Insurance Company of New York is authorized to issue life insurance in the state of New York. Insurance policy prices, coverages, features, terms, benefits, exclusions, limitations and available discounts vary among these insurers and are subject to qualifications. Each insurer is solely responsible for any claims and has financial responsibility for its own products.

Ladder Life Insurance Company has earned a Financial Stability Rating® (FSR) of A (Exceptional) from Demotech, Inc. FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency. The most current FSRs must be verified by visiting www.demotech.com.

Prices start at $5/month based on a 20-year-old female rated Preferred-Plus for a $100K policy for a 10-year term. Individual rates will vary as specific circumstances will affect each customer’s rate. Rate valid as of 7/20/23.

From ForbesAdvisor.com, April 21, 2021 © Forbes Marketplace Operations, Inc. 2021.

© LADDER FINANCIAL INC. All rights reserved.