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Ladder Insurance Services, LLC (CA license 0K22568; AR license 3000140372) offers term life insurance policies: (i) in the District of Columbia and all states except New York on behalf of Amica Life Insurance Company, Lincoln, RI (policy form number ICC23P-AM100 and P-AM100) and Fidelity Security Life Insurance Company®, Kansas City, MO (policy form number ICC23-M-1069 and M-1069, varies by state); and (ii) in the District of Columbia and all states except Connecticut and New York on behalf of S.USA Life Insurance Company, Inc., Roanoke, VA (policy form number ICC23P-PL100 and P-PL100), a Prosperity Life Group company. Insurance policy prices, coverages, features, terms, benefits, exclusions, limitations and available discounts vary among these insurers and are subject to qualifications. Each insurer is solely responsible for any claims and has financial responsibility for its own products.

Some prices start at $5/month based on a 20-year-old male or female rated Preferred-Plus for a $100K policy for a 10-year term. Individual rates will vary as specific circumstances will affect each customer’s rate. Rate valid as of 4/7/2026.

Ladder - Among the Best No-Exam Life Insurance, Forbes Advisor, Best of 2024

Ladder - Best Flexible Term Life Insurance, Nerdwallet, Best of 2026

©2017-2026 and TM, Nerdwallet, Inc. All Rights Reserved

2026 © LADDER FINANCIAL INC. All rights reserved.