Quotes are an estimate of what you might pay for your policy, calculated using the information you supply on your application. Your final price might be higher than your quote since it factors in the answers you provided in your application and information about your background and history that you authorized us to obtain from third-party reports and medical records. The specific reasons for a price increase are different for each individual.
If your final price is too high, you can still get covered today at the right price point! Here’s how:
- Return to your Ladder application (if you’re not already signed in, sign in to your Ladder account and select “View offer” on your Account page)
- Select “Edit policy details” below the “Activate my policy” button
- Adjust your coverage and term length to find the policy that best fits your budget and needs
- Select “Confirm changes” and then, select “Activate my policy”
You’re covered! Your price will be locked in for the duration of your term.
If you have additional questions, email our customer experience team at help@ladderlife.com. We’ll reach out with more details and help you move forward with your offer.