We ask for sensitive information during the application process because we underwrite our term policies in real-time. We ask all of the necessary questions up front so that we can provide our customers with an instant decision and avoid the lengthy back and forth that sometimes happens with traditional insurers. The information that you provide also helps us offer you the most accurate and best price that we can provide.

Most importantly, your personal information helps us prevent fraud and verify your identity. Rest assured, all of the information you've shared with us is stored securely and will never be sold to third parties.