Applying with Ladder is very quick and easy to do! Our entire application can take as little as five minutes. To apply for a Ladder policy, please select “Get Started” on our site and you will be taken to our application.

Our application is designed to be easy to follow, cutting through the complexity traditionally encountered when applying for life insurance. This is because our approach is direct-to-consumer. When applying for Ladder, there is no need to talk to an agent if you don't want to. At the same time, we are ready to help, if a question arises that you are uncertain of you can always send us a message. Apply today and see for yourself how easy it can be.